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Archive for the 'Podcast' Category

Page 2 of 60

Do Words Matter? Bush’s Didn’t!!!

I am watching the HBO Inaugural Celebration. There is a lot of quoting going on, Lincoln, authors, poets, singers. Good vibes. While it is by no means any where near the adulation that surrounded Bush’s first inauguration, it got me to wondering what the hell it was that he said to us 8 years ago that at least, on that day, made us think the future was going to better than it turned out to be. After reading it a couple of times, I was amazed at how hollow and shallow it was. It was not even particularly good BS, more like the sermon you hear at a church homecoming from a visiting pastor that has no idea the congregation is going to get rid of the pastor next week. Words, just words! True in many respects, but empty in context.

I voted for Bush in ‘00. God, forgive me. His speech may not go down in history as the most boring, but it sure should go down as the most hypocritical. I started to edit it, but instead decided to include it in its entirety for those who may wish to reflect before Obama gives his first inaugural address.

So, do words matter? The answer is simply, no. Words can be hollow or sincere. Words can be spoken and followed by silence or they can be the spring board for action. If actions speak louder than words, Bush’s first inaugural should simply be deleted from the pages of books, in hope that even this small act will speed his departure from our memory.

Here is what we were told 8 years ago (I have highlighted the unfulfilled promises and what I consider to be his empty rhetoric:

President Clinton, distinguished guests and my fellow citizens, the peaceful transfer of authority is rare in history, yet common in our country. With a simple oath, we affirm old traditions and make new beginnings.

As I begin, I thank President Clinton for his service to our nation.

And I thank Vice President Gore for a contest conducted with spirit and ended with grace.

I am honored and humbled to stand here, where so many of America’s leaders have come before me, and so many will follow.

We have a place, all of us, in a long story–a story we continue, but whose end we will not see. It is the story of a new world that became a friend and liberator of the old, a story of a slave-holding society that became a servant of freedom, the story of a power that went into the world to protect but not possess, to defend but not to conquer.

It is the American story–a story of flawed and fallible people, united across the generations by grand and enduring ideals.

The grandest of these ideals is an unfolding American promise that everyone belongs, that everyone deserves a chance, that no insignificant person was ever born.

Americans are called to enact this promise in our lives and in our laws. And though our nation has sometimes halted, and sometimes delayed, we must follow no other course.

Through much of the last century, America’s faith in freedom and democracy was a rock in a raging sea. Now it is a seed upon the wind, taking root in many nations.

Our democratic faith is more than the creed of our country, it is the inborn hope of our humanity, an ideal we carry but do not own, a trust we bear and pass along. And even after nearly 225 years, we have a long way yet to travel.

While many of our citizens prosper, others doubt the promise, even the justice, of our own country. The ambitions of some Americans are limited by failing schools and hidden prejudice and the circumstances of their birth. And sometimes our differences run so deep, it seems we share a continent, but not a country.

We do not accept this, and we will not allow it. Our unity, our union, is the serious work of leaders and citizens in every generation. And this is my solemn pledge: I will work to build a single nation of justice and opportunity.

I know this is in our reach because we are guided by a power larger than ourselves who creates us equal in His image.

And we are confident in principles that unite and lead us onward.

America has never been united by blood or birth or soil. We are bound by ideals that move us beyond our backgrounds, lift us above our interests and teach us what it means to be citizens. Every child must be taught these principles. Every citizen must uphold them. And every immigrant, by embracing these ideals, makes our country more, not less, American.

Today, we affirm a new commitment to live out our nation’s promise through civility, courage, compassion and character.

America, at its best, matches a commitment to principle with a concern for civility. A civil society demands from each of us good will and respect, fair dealing and forgiveness.

Some seem to believe that our politics can afford to be petty because, in a time of peace, the stakes of our debates appear small.

But the stakes for America are never small. If our country does not lead the cause of freedom, it will not be led. If we do not turn the hearts of children toward knowledge and character, we will lose their gifts and undermine their idealism. If we permit our economy to drift and decline, the vulnerable will suffer most.

We must live up to the calling we share. Civility is not a tactic or a sentiment. It is the determined choice of trust over cynicism, of community over chaos. And this commitment, if we keep it, is a way to shared accomplishment.

America, at its best, is also courageous.

Our national courage has been clear in times of depression and war, when defending common dangers defined our common good. Now we must choose if the example of our fathers and mothers will inspire us or condemn us. We must show courage in a time of blessing by confronting problems instead of passing them on to future generations.

Together, we will reclaim America’s schools, before ignorance and apathy claim more young lives.

We will reform Social Security and Medicare, sparing our children from struggles we have the power to prevent. And we will reduce taxes, to recover the momentum of our economy and reward the effort and enterprise of working Americans.

We will build our defenses beyond challenge, lest weakness invite challenge.

We will confront weapons of mass destruction, so that a new century is spared new horrors.

The enemies of liberty and our country should make no mistake: America remains engaged in the world by history and by choice, shaping a balance of power that favors freedom. We will defend our allies and our interests. We will show purpose without arrogance. We will meet aggression and bad faith with resolve and strength. And to all nations, we will speak for the values that gave our nation birth.

America, at its best, is compassionate. In the quiet of American conscience, we know that deep, persistent poverty is unworthy of our nation’s promise.

And whatever our views of its cause, we can agree that children at risk are not at fault. Abandonment and abuse are not acts of God, they are failures of love.

And the proliferation of prisons, however necessary, is no substitute for hope and order in our souls.

Where there is suffering, there is duty. Americans in need are not strangers, they are citizens, not problems, but priorities. And all of us are diminished when any are hopeless.

Government has great responsibilities for public safety and public health, for civil rights and common schools.
Yet compassion is the work of a nation, not just a government.

And some needs and hurts are so deep they will only respond to a mentor’s touch or a pastor’s prayer. Church and charity, synagogue and mosque lend our communities their humanity, and they will have an honored place in our plans and in our laws.

Many in our country do not know the pain of poverty, but we can listen to those who do.

And I can pledge our nation to a goal: When we see that wounded traveler on the road to Jericho, we will not pass to the other side.

America, at its best, is a place where personal responsibility is valued and expected.

Encouraging responsibility is not a search for scapegoats, it is a call to conscience. And though it requires sacrifice, it brings a deeper fulfillment. We find the fullness of life not only in options, but in commitments. And we find that children and community are the commitments that set us free.

Our public interest depends on private character, on civic duty and family bonds and basic fairness, on uncounted, unhonored acts of decency which give direction to our freedom.

Sometimes in life we are called to do great things. But as a saint of our times has said, every day we are called to do small things with great love.
The most important tasks of a democracy are done by everyone.

I will live and lead by these principles: to advance my convictions with civility, to pursue the public interest with courage, to speak for greater justice and compassion, to call for responsibility and try to live it as well.

In all these ways, I will bring the values of our history to the care of our times.


What you do is as important as anything government does. I ask you to seek a common good beyond your comfort; to defend needed reforms against easy attacks; to serve your nation, beginning with your neighbor. I ask you to be citizens: citizens, not spectators; citizens, not subjects; responsible citizens, building communities of service and a nation of character.

Americans are generous and strong and decent, not because we believe in ourselves, but because we hold beliefs beyond ourselves. When this spirit of citizenship is missing, no government program can replace it. When this spirit is present, no wrong can stand against it.

After the Declaration of Independence was signed, Virginia statesman John Page wrote to Thomas Jefferson: “We know the race is not to the swift nor the battle to the strong. Do you not think an angel rides in the whirlwind and directs this storm?”

Much time has passed since Jefferson arrived for his inauguration. The years and changes accumulate. But the themes of this day he would know: our nation’s grand story of courage and its simple dream of dignity.

We are not this story’s author, who fills time and eternity with his purpose. Yet his purpose is achieved in our duty, and our duty is fulfilled in service to one another.

Never tiring, never yielding, never finishing, we renew that purpose today, to make our country more just and generous, to affirm the dignity of our lives and every life.

This work continues. This story goes on. And an angel still rides in the whirlwind and directs this storm.

God bless you all, and God bless America.

Jason Pye On the Budget!

What better way to start the first day of the legislative session than an interview with a true fiscal conservative, Libertarian Jason Pye. And don’t forget to keep up with everything that will be going on under the Gold Dome at Georgia Legislative Watch. Jason and his crew have a daunting task trying to keep up with and inform the rest of us about bills which have been introduced.

For a quick overview of issues and positions, check GLW out!

The substance of our discussion focused on the economic and budgetary philosophies. Jason and I both claim to be fiscally conservative, but Jason has a lot more faith in the free market (the real free market) than I do (primarily because I have never seen a real free market). But we both agree there is a lot of pork that government pays for that we would have been better off if we, as a nation, had never gotten accustomed to.

Jason points out that with all the existing and proposed baleouts, our national debt over the next decade or so may exceed the value of all of our goods and services. He is concerned that fueling our fiscal excesses with money may not achieve the desired goals and may result in worse, unintended consequences. I share Jason’s concern. I think we are on dangerous ground no matter what we do.

The next 4 years are going to tell us a lot of things about America and whether or not as a nation we can chart a course that will successfully navigate these treacherous waters. That is going to take leadership. I am putting a lot of faith in the Obama Administration. There is no reason for me to have as much hope as I do, other than the fact that I desperately want him to succeed. But success does not mean that everyone has a job and lives happily ever after. Success means that we achieve a new sense of national unity, that we understand the benefits of community sacrifice to achieve goals and that we put the diseased excesses of the Bush mentality away from us.

 
 Jason Pye, Georgia Legislative Watch [31:44m]: Play Now | Play in Popup | Download (427)

Budget Thoughts from Alan Essig, Georgia Budget and Policy Institute

I apologize to Alan Essig of the Georgia Budget and Policy Institute for the delay in posting this interview. It occurred in my blue period.

I am in my red period this week and have posted several recent interviews with legislators and Lieutenant Governor Casey Cagle and want to make sure that Alan’s interview is available as a counterpoint.

In the interview Alan points out that in trying to find new money the legislature should consider tracking the cost in lost revenues of tax exemptions, deductions and credits and evaluate whether or not they should be eliminated or modified. Sounds like good business sense to me.

For example, wouldn’t you like to know how much money the State lost in revenue due to the tax credit they enacted in 2008, up to $7,500 for contributions to private school scholarship funds? Not only is the credit a travesty, but I will bet you that the only people that have taken advantage of it are rich Republican, maybe a legislator or two.

In any event, listen to the interview.

 
 Alan Essig, Georgia Budget and Policy Institute [31:12m]: Play Now | Play in Popup | Download (431)

Casey Cagle and the Budget!

This interview is being posted without a lot of comment so that anyone who wants to hear what the Lieutenant Governor has to say about the upcoming budget cuts can do so. Of course, budget cuts are in future, the near future, but it is difficult to get any commitment from a politician. It’s a lot of generalities and fluffy stuff, but it is what it is.

Mentioned in the interview:

The anticipated shortfall is at least $2 billion and probably higher.

The Governor initially requested government agencies and departments to submit budget cut proposals of 6% across the board, but has increased that to 8% except for education.

Jekyll Island: Casey is aware of the dispute about Jekyll Island, but will leave the matter to the Oversight Committee, which means the travesty will get the stamp of approval by minions of development on the committee.

The legislature (Senate, I think) has been doing an evaluation of departmental budgets and hopes to consolidate services and save money. An example: 4 government departments have some responsibility relating to gasoline pumps. Why? Maybe reducing it to one would save money.

The hard part is to determine what is essential and what is not and whose values will make that determination. I brought up some concerns here in Toombs County with regard to funding for our rape crisis center and women’s domestice violence shelter. Toombs may be one of the worst counties in the state for such problems and we don’t need the funds for our shelters cut a dime. I asked Casey if there was going to be any effort within a department to decide whether such essential services were cut at all and the 8% across the board cut made up elsewhere. He indicated that was the goal, but I have no certainty that the scrutiny will be that closely watched.

The money (bonds) for the Governor’s “Go Fish” program from the last legislative session have already been issued so there isn’t anyway to save that money. As I understand it, the state was spending some $19M to build boat ramps at lakes so 300 people could go fish. Maybe that is why the lakes are so low: God’s wrath for such waste.

I renewed my suggestion made to Sen. Jack Hill the other week that the legislature do something to track the cost in lost revenues of tax exemptions, credits and deductions. Casey agreed that is a good idea (Thank you, Alan Essig), but added that many of these exemptions have sunset provisions and end after a few years. I don’t know, but it seems to me we should track the cost so that in any particular year we know what the actual loss of revenue is.

We are probably going to get our land back from Tennessee. I suggest a revenge raid on Chattanooga.

 
 Casey Cagle, Lieutenant Governor [31:06m]: Play Now | Play in Popup | Download (256)

Grift Drift on the Budget Wars: The Politics of 2010!

It is Thursday and only 4 days before Santa Claus sends the elves to the South Pole to live with the penguins. Who better to interview than Mr. Happy Feet himself, James Williams a/k/a GriftDrift. (Sorry James, it just came to me out of the blue!)

As Forrest Gump’s mother said, Happy is and happy does. If that is true, then the legislators of the 2009 Georgia General Assembly should not be happy for years, because one thing they will not be dispensing, beginning next week, is happiness. What is hard to predict is exactly what posture the slash and burn budget negotiations will take. Will the Republican insistence on control and obedience make it a quick attack and victory on the unsuspecting numbers of teachers, students, health care professionals, social services (like Rape Crisis), the sickly poor, and the faces of other programs? Will anyone know what hits them, until it is over and too late to do anything about it? Transparency or smoke as to the real meaning and impact on this or that?

Three things are for certain: (1) No Republican is going to allow the thought of raising taxes cross his mind. (Although James did say that one of them wanted to raise revenue by taxing “gentlemen” clubs.) (2) Something important is going to be cut. (3) The ripples of this budget fight will be felt in the political elections of 2010.

Georgia is proud that taxes here are lower than in all the other states of the Union except maybe one or two (Mississippi must be one of them.). Let me tell you what is wrong with that pride. Our tax plan came from the depression era. When these guys say they can’t raise taxes, in essence they are saying that the vision of Georgia has not changed for decades, since the last depression. They can’t raise taxes because they can say that and get away with it, but it is nothing more than an admission that they have no vision for this state that will survive this century. They live in the past. They tax in the past. They educate in the past. They plan in the past (more of the same). They punish in the past.

They talk about preparing for the future, but that future is limited to developing the state from border to border. They have no vision and if you read your Bible, you know that where there is not vision, the people perish.

I do not want to raise taxes as an answer to anything. But it seems to me that government is best that accurately evaluates the needs of the people (health care, education, trauma centers, assistance to elderly) and then decides what it will take, in taxes or whatever, to provide those necessities. If that evaluation resulted in a 1% tax increase, would that be so bad. The error of the Republican party of today is that it does not want to plan and find out if that 1% raise needs to be passed into law.

Don’t get me wrong. This economy may not be the place to raise 1% in new revenue. I don’t know. But neither was it the time when times were good, when times were better. It has never been the time, even when we could have afforded it. The 1990s. Yes, the Democrats are probably just as responsible because nobody wants to raise taxes, but back when the Democrats were in power the question was not as pressing as it going to be this year and next year and the year after that.

The Republicans are in charge and the current failure to use these times to plan and evaluate and overhaul the tax system (not just eliminate property taxes as they wanted to do last year) is their failure alone. It is there failure because good business sense will tell you that when you cheat education and health care year after year, the people do not progress, they suffer.

I predict that one day Georgia will come into the 21st century and when it does it will raise taxes. It will not be this year and may not be next year, but the towers of a cheap society will not stand long. It will all come crashing down around them and us. Maybe it will be when China buys us out. Maybe it will be when crime convinces us that an ounce of prevention is worth a pound of cure.

My point is this. I do not fault them for not raising taxes. I fault them for exalting their mantra about not raising taxes to the point it prevails over reason and common sense.

 
 James Williams, Grift Drift Blog [30:14m]: Play Now | Play in Popup | Download (253)

Remember These Words: I Don’t Care What They Make!!!

A few minutes after the broadcast of my interview with Sen. Jeff Chapman regarding the recent action of the Jekyll Island Authority, I got a phone call. It was Senator Tommie Williams, the new President Pro Tempore of the Senate. He wanted to let me know that some of the the things Sen. Chapman and I had discussed were not accurate. He wanted to set the record straight. I was happy to oblige.

A few days later Senator Williams and I had this rather intense debate about whether or not the deal the JIA had cut with Linger Longer was good or bad. Senator Williams had his figures on what the JIA would be paid over the next 15 years.

My bottom line response throughout the interview was simply this: What is Linger Longer going to get out of the deal? Now, I submit that this question was imminently reasonable, that any businessman of any worth or intelligence would want to know the answer to that question before signing on the dotted line.

Senator Williams did not have the figures on Linger Longer’s take. His response throughout the interview was: I don’t care what they make since the JIA (the State of Georgia) is getting such a good deal.

I tried to explain to the Senator that there was no way in hell that a person could decide that the state was getting a good deal if you didn’t know how much money Linger Longer was getting. I thought that made perfect sense. I thought the logic irrefutable.

Senator Williams was unconvinced. With all due respect Senator, I do not believe for one moment that you do not understand the logic of my observation. The figures of who gets how much should be the first piece of information that the JIA should have at its fingertips in negotiating a contract with Linger Longer. I do not believe for a moment that Senator Williams negotiates contracts in his business without knowing exactly what benefits the other party will be getting and the monetary value of those benefits.

Senator Williams and Rep. Jerry Keen are members of the Legislative Oversight Committee that has authority over Jekyll Island. They, together with Lt. Gov. Casey Cagle and lame duck Gov. Perdue can fix this. All they have to do is decide they want to. No excuses. If they allow this rape of state assets to go through, they should pay the price in 2010.

 
 Senator Tommie Williams [36:13m]: Play Now | Play in Popup | Download (309)

Jekyll Island: Jewel in the Loop!

You may not care about Jekyll Island, and you may wonder why I do so many interviews about this Jewel of Georgia. If you don’t live on Jekyll or visit it regularly or vacation there, you may not even be aware of the sorry saga of greed and power being played out on the beaches of this barrier island.

I own Jekyll Island! Yep, that’s right. As a citizen of Georgia, I own the right to go play on the beaches of Jekyll anytime I want. The State bought Jekyll back in the late 1940s. That was good. They established the Jekyll Island Authority to manage it. That was good, until recently. Now, it is bad.

The legislation authorizing the purchase of Jekyll issued a mandate that all the income and revenue generated by Jekyll Island would be used “…for the sole purpose of beautifying, improving, developing, enlarging, maintaining, administering, managing, and promoting Jekyll Island State Park at the lowest rates reasonable and possible for the benefit of the people of the State of Georgia.”

In a year or two, you can buy a condo at Jekyll for the lowest rates possible, but you won’t find many cheap motel rooms.

So what is the beef? It is a lot of things, but mainly it is about bad government as evidenced by the arrogant shenanigans of the Jekyll Island Authority that doesn’t even make an effort to appear concerned about what the people (People: Everyone other than land developers and others who would personally profit from Jekyll.) want.

A few weeks ago the JIA voted to approve the contract between the JIA and Linger Longer, the revitalization partner owned by Mercer Reynolds (Reynolds Plantation). In case you are not aware of it, Mercer is a big contributor to Republican candidates. Supposedly, approval of the contract was to take place in a public meeting, but to avoid any possibility that someone from the public might show up, the JIA held this public meeting by phone conference. If a phone conference is a public meeting, I am the Republican candidate for governor in 2010.

A phone conference is one thing, but what if you were Senator Jeff Chapman who represents the people in the Brunswick area, including Jekyll? In this interview Senator Chapman details his struggle to simply get information from these scions of perfidy. Senator Chapman is a good, honest, Christian who refrains from saying bad things about people. That’s all right, that’s what i am here for. If I had been trying for weeks to get a copy of this contract to review and provide comments to the JIA before they voted on it, if I had been told I would have an opportunity to be at the public meeting and then not been told about it, if I had found out that there were emails advising members of the JIA not to tell anyone about the public meeting, if all this had happened to me, I would be in jail right now. (Terroristic threats are not that hard to come up with!)

But, if you were Senator Chapman, you would be even more determined to stop the JIA from giving away Jekyll.

If you were me, you would just be pissed. But I am not pissed at the JIA, a petty little authority packed with political appointees who are enjoying their moment of power. Those guys on the JIA are pawns is a game of money and power and are doing nothing other than obeying their masters, Governor Perdue (Mr. Development) and the Republican leadership (Mrs. Development).

And what are the instructions? Give Linger Longer and Mercer Reynolds a sweetheart deal. Let them make hundreds of millions of dollars and pay the state a pittance. Develop Jekyll to the fullest extent possible and give the money to pirates of development, at the expense of the people of Georgia.

Example: Linger Longer sells the condominiums and pockets $100,000,000. The State of Georgia gets 1%: $1,000,000.

Example: Refuse to pay Linger Longer more than $300,000 in fees to manage the project and then cave in at the last moment and agree to pay almost double.

Example: Negotiate a contract with Linger Longer that relieves them from paying 3.5% of revenues on food and rooms for 2 or 3 times longer than other motels that are spending millions on their own revitalization efforts.

And these are just a few examples. Listen to the interview for more.

Okay, so what do you care? Do you care that the JIA isn’t even attempting to operate Jekyll responsibly? Do you care that a few individuals and companies will make an obscene amount of money out of the revitalization project, while the state gets a hell of a lot less than it should. If you or I or the members of the JIA owned a jewel, we would not give it away, but would insist on getting its fair value.

So if you think everything is fine with all this, you must either be stupid or a developer. If you think this crap stinks, I suggest you get off your butt and call you senator or representative because there is only one way to stop this rape, and that is in the 2009 legislative session, which begins next week. The legislature can undo what the JIA is attempting to do. The legislature can act responsibly since the JIA is a foolish child. Casey Cagle can prove that when he runs for governor in 2010 he wants to be elected by the people and not developers. Call them!!! Cuss them!!! Watch them!!!!!

Oh, by the way. I can prove this is a rape. How? Just listen to the next interview with Senator Tommie Williams.

 
 Senator Jeff Chapman [31:21m]: Play Now | Play in Popup | Download (365)

The Georgia Economy is GREAT!!!

For anyone interested in the state of Georgia’s economy, listen to this interview with Jack Hill (R-4), Chairman of the Senate Appropriations Committee and you will get the best spin available. According to Jack there is not going to be any problem making up the budget shortfall for the current fiscal year. In a recent interview with the Director of the Georgia Budget and Policy Institute, Alan Essig said the budget deficit was definitely going to be a tough problem and that it might be as high as $2.5 billion, but almost certainly $2 billion.

Not so, according to Jack Hill. He predicted a deficit of only $1.5 billion, give or take a few hundred million. What got me during the interview was not the size of the anticipated deficit, but Jack’s rather cavalier attitude toward the problem. It was like, what problem? What economic recession? What depression? Everything is rosy!

Or maybe it was more like, well, all you have to do to fix this one is cut spending, cut spending, cut spending. Yep, that’s right. Cut education! Cut health care for the poor and for children and the elderly?

BTW, a day or so later I saw Sen. Tommie Williams and asked him about Jack’s budget deficit estimate. His answer confirmed my opinion that Jack did not have a clue.

The interview went into the ditch when I suggested to Jack that he (or someone up there in the clouds) ought to try to find out if the state could and should raise more revenue by closing all the tax exemptions (sales tax, property tax, income tax, you name it, there are a lot of exemptions) that the legislature had created over the last 20 years, particularly those in recent years during the Perdue Administration. You see the problem is that one of the favorite pasttimes of the legislature is passing all this special legislation that lets this company or that company get away with not paying taxes on something. That might not be so bad if the legislature had the good sense to keep up with how much these little perks for certain businesses cost the taxpayers. You see, every dollar they don’t have to pay, you and I have to make up every year in the budget. (The big one they passed last year gave everyone up to a $7,500 tax credit (not a deduction) for contributions to scholarship funds of private schools. Now who, other than rich people are going to donate $7,500 to a scholarship fund? Well, when they do, you and I make up the difference, dollar for dollar because this is a tax credit, not a mere deduction.)

Jack literally bragged about the efforts of the Republican Party to do “value” assessments on every department and agency in the budget to make a determination as to whether or not the appropriation is essential. When I suggested that the legislature should find out how much the tax exemptions cost us in lost revenue, his response was something like: “Yes, we could do that?”

Let me interpret what Jack meant: “It will be a cold day in hell when we take a hard look at tax loopholes because they are there to help the people that contribute to our campaigns, so go ahead and hold your breath.” I was offended by his condescension. I am sure he was offended by my lecture on the purpose of government. We’re even Jack.

Jack accused me of “wanting to raise taxes,” just like Alan Essig. I don’t really want to raise taxes, but Jack’s problem is he wouldn’t raise taxes for any reason, under any circumstance. That is just as irresponsible as wasting money. In case you don’t realize it yet, it is hypocritical of the Republican Party to go around campaigning on education reform and quality education and cutting the education budget. Sure, they can say, we cut it less than all the rest of the government, but that is a deceit intended to placate the ignorant. Cutting education 2, 3, 4 or more years in a row affects a whole generation of kids. We will pay for the cheap attitude of the Republican Party and it will be a price far higher than the price of adequately funding education, even if it meant raising taxes.

Slash and burn begins next week, January 12th. For Republicans who love less government more than Jesus (You know, the guy that said sell everything and give it to the poor.), it may be a pep rally with a bonfire, but for the Georgia of the future it is going to a blood sacrifice.

 
 Senator Jack Hill, Chairman Senate Appropriations [34:07m]: Play Now | Play in Popup | Download (166)

Happy New Year! Coming Up: Battle for the State of the Apes!

Once again I feel guilty. It’s the new year, same as it was this time last year. I still need to lose a few pounds. I still have not won the lottery. Those are my two main gripes, so I have to admit that I don’t have anything to complain about. I just get older and a little more inclined to do what I want to do, rather than what I need to do. But, there are a lot of people out there whose lives have been significantly impacted by the failure of leadership in Washington and on Wall Street over the last few decades. One thing, about Americans. We rarely avoid catastrophe, we thrive on it. Sad, but true.

Thus, my apologies to all the people I have interviewed in the last month and did not take the time to post their interviews. There are several dozen. Worse than that, some of them are pretty good interviews. A few are now out of date and will not get posted, but I have a January 5th resolution to post at least one each day for the next day or so. If I stick to it, I should be caught up this time next new year.

A few thoughts about what is in store in 2009. I can hardly wait until January 20 and I can say President Obama instead of Bushit. I believe President Obama is going to prove himself a leader, the likes of which we may not have seen is decades. I do not expect miracles, but I do expect something we have not had for the last 8 years in the White House, integrity and leadership. I hope he continues to send the Left and the Right the message that America is in the middle.

Al Fraken has just been declared the winner in the Minnesota Senate race. Wasn’t he a radio talk show host at one time? Air America I think it was. Hmmm!!! Do you think……?

When I began this radio show in November 2005, I did so with the express purpose of opposing what I saw as a perverted and misguided Republican Party, State and National, that was bloated on power and void of any understanding as to the legitimate purpose of government. At that time they were expected to rule for at least a generation. Thankfully, I have lived to see the National Republican Party in its death throws. I hope something better, much better, arises from the ashes.

I did do one thing during the holidays that I always wanted to do, watch all the Planet of the Ape movies, back to back. For the first time, I understand what those movies were about. An oversimplification of the theme of those movies is that those with the power have generally deceived themselves as to the worth and nature of those who oppose them and seek only to protect themselves and their positions, even if the ultimate outcome is the destruction of the very society that they strive to maintain. Hmmm. Sounds familiar!

The battle is now going to be on the state level. The National Republican Party orchestrated catastrophe in less than two decades (1994 - 2008). The Georgia Republican Party has been in power only 4 years. Since they don’t have the power to mobilize the military, the road they have chosen to destruction may take longer, but make no mistake about it: Georgia will pay a price for leadership that neglects the people, favors unrestrained business and seeks to destroy and punish all opposition.

In case you have not noticed it, the Republican Party of Georgia is patterned after Rotary International. You can tell who will be Governor and Lt. Governor and President Pro Tempore for at least the next 6 to 8, maybe 20 years, absent death or disease. In Rotary you get in good with the movers and shakers and they make you treasurer, then secretary, then vice president, then president, then ex-president. Once you make the list, you know the future for the next 5 years. All you have to do is obey the guys ahead of you on the ladder. That, in essence, is what the Republican Party in this state has become. The people won’t chose the next governor or lt. governor. That choice will be effectively made and controlled under the gold dome.

And that may be the only hope the Democratic Party of Georgia has to capture the governorship or the lt. governorship. Some of those guys on the ladder aren’t governor material. Some have already surpassed the Peter Principle. Rather than tolerating competition for the high positions, the Republicans are propagating by in-breeding. Sooner or later, they will have the wrong guy on the ladder and a Democrat will knock him off.

It is going to be interesting to see how the Republicans handle the budget shortfalls for the current and next fiscal year. Snip, snip here. Snip, snip there. Here a little snip, there a little snip. These guys are probably the only people in the state who are secretly happy at the economic downturn because it gives them the perfect storm with which to cut programs they don’t like. You know, the kind that help people, rather than business. They might cut taxes even more, or they might grant businesses even more tax breaks, even though government revenues are sucking air. And they will sell to the trusting citizens of this state that the cuts spur the economy, even if your kid is in a classroom with 40 other kids. They will appropriate more money to put marijuana smokers in prison, but they damn sure won’t raise your taxes. They’ll just make sure your kid or your neighbor’s kid grows up stupid, commits a crime and goes to jail. The benefits of living in a cheap state are benefits of the rich, not the working middle class.

I do not know how long it will take, but I am confident that the lack of leadership to solve the problems of this state will continue to haunt us and our children.

My advice for the new year. Pay attention Georgians. All is not as it seems.

Paying the Price: Getting Screwed By Your Insurance Company!

Nothing makes me madder that insurance companies screwing their customers: you and me! I have said it before and I will say it again: The insurance industry is the only business in America that does not want you to use their product. They want you to buy it, sure, but they damn well don’t like it if you actually use it. Suing an insurance company for bad business practices is one of the most fulfilling things lawyers do.

The American Association of Justice (of which I am a proud member) continues to fight for consumers when it comes to exposing insurance company tactics to make money at the expense of their customers, the people who pay the premiums for their insurance policies. In their recent report “Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse” you might find an explanation of why your insurance company was so difficult to deal with. And don’t forget “The Ten Worst Insurance Companies.”

Listen to the interview, but here is a quick overview. See if you recognize your insurance company!

Executive Summary: The U.S. insurance industry has trillions of dollars in assets, enjoys average profits of over $30 million a year, and pays its CEOs more than any other industry. But insurance companies still engage in dirty tricks and unethical behavior to boost their bottom line even further. The current economic turmoil affecting the insurance industry on Wall Street has only made the outlook bleaker for consumers living on Main Street. Insurance companies are likely to demand huge rate hikes and refuse more claims than ever. Some of America’s most well-known insurance companies—the same ones that spend billions on advertising to earn your trust—have endeavored to deny claims, delay payments, confuse consumers with incomprehensible insurance-speak, and retroactively refuse anyone who may cost them money. This report describes some of the most egregious ways the insurance industry attempts to make money at the expense of consumers. These are some of the tricks of the trade:

Denying Claims: Some of the nation’s biggest insurance companies— Allstate, AIG, and State Farm among others—have denied valid claims in an attempt to boost their bottom
lines. These companies have rewarded employees who successfully denied claims, replaced employees who would not, and when all else failed, engaged in outright fraud to avoid paying claims.

Delaying Until Death: Many insurance companies routinely delay claims, knowing full well that many policyholders will simply give up. Some have gone so far as to lock paperwork away in safes. Undoubtedly, the most shameful use of delay tactics has been by long-term care insurers, who often take advantage of their policyholders’ age and ill health. In the words of one regulator, “the bottom line is that insurance companies make money when they don’t pay claims…They’ll do anything to avoid paying, because if they wait long enough, they know the policyholders will die.”

Confusing Consumers: Insurance contracts are some of the most dense and incomprehensible contracts a consumer is ever likely to see. More than half of all states have enacted “plain English” laws for consumer contracts, yet many Americans still do not fully understand the risks they are subject to.5 After Hurricane Katrina, insurance companies used obscure “anti-concurrent” clauses to get out of paying claims. Consumers who purchased hurricane insurance and thought they were covered suddenly found the coverage eliminated by an obscure clause they could not hope to understand.

Discriminating by Credit Score: Increasingly, insurance companies are using credit reports to dictate the premiums consumers pay, or whether they can even get insurance in the first place. The practice penalizes the poor, senior citizens with little credit, and those who have suffered financial crisis through no fault of their own. Insurance companies have denied fiscally responsible people who paid their bills in cash, but refused renewals because of a lack of credit history. Others have seen auto rate hikes near 600 percent despite clean driving records after falling on economic troubles.

Abandoning the Sick: Health insurers looking to cut costs have taken to canceling retroactively, or rescinding, the policies of people whose conditions have become expensive to treat. Some insurance companies have even offered bonuses to employees who meet “cancellation goals.” Rescission targets patients in the midst of treatment when they are at their most vulnerable—even cancer patients in the midst of chemotherapy have been targeted.

Canceling for a Call: Many people are rightly reluctant to make small claims on their home insurance for fear their insurance company will raise their premiums. But few realize that insurance companies often refuse to renew a policy because the policyholder did as little as inquire about the possibility of making a claim.Many times an insurance company will count an inquiry over the phone as the same as a claim, and then they will do everything in their power to drop the policyholder.

The moral of this story: Find a lawyer, sue the bastards!

 
 Ray Lorenzi, American Association of Justice [30:20m]: Play Now | Play in Popup | Download (313)