Here’s food for thought! Don’t you like all those cozy TV commercials by insurance companies promising to protect you. I really like the one by Allstate that shows you a chair in a courtroom, tells you how scary it is to be there, but not to worry because they will send someone (an attorney) to take care of you. They will do that even if you are a sorry drunk being sued for killing a child in a residential neighborhood traveling 85 mph. None of them are interested in “doing the right thing.” The right thing for them is always the “bottom line.”

Heaven help you, if you want them to pay a claim. Make damn sure you are never the one injured wanting them to treat you fairly so you don’t have to go to that courtroom and sit in that chair as a plaintiff. If you think being sued is a bummer, try being injured, seriously injured, permanently injured.

Think your insurance company is great? You might need to think again after reading the findings of the American Association of Justice (previously the American Trial Lawyers Association until someone decided that the word “lawyer” might have negative implications).

And the Ten Worst Insurance Companies in America are:
1. Allstate (The good hands people!)
2. Unum (What a stupid name!)
3. AIG (Short for PIG apparently.)
4. State Farm (Chucky makes a better neighbor!)
5. Conseco (Never heard of them but thought they played baseball!)
6. WellPoint (The point is they get well when you get sick!)
7. Farmers (Why would anyone buy insurance from a farmer?)
8. UnitedHealth
9. Torchmark
10. Liberty Mutual